Consultations

WHAT SHOULD YOU EXPECT DURING YOUR CONSULTATION?

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Fundamentally, this meeting is about getting to know each other a little better.  Although you will have your financial documents in hand, we most often do not refer directly to those specifics during a discovery meeting.  The focus of this meeting will be about you, your goals, and if we believe we can work towards helping you achieve them.

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We may discuss what your dreams are for retirement and what you are trying to achieve.  Then we will determine if we believe we can help you achieve those goals with financial planning. At the end of this meeting, based on your goals and the mutual comfort level with each other, we may engage in the financial planning process. 

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If we all decide to move forward, then you will meet with a member of our planning team who will go through your documents with you and begin a deeper dive into cataloging your current situation.  This will allow us to begin the analysis process.

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Essentially, the Discovery Meeting allows us to determine if financial planning is the right fit for you and if you believe I can help you achieve the objectives we discuss.  During this meeting, I am happy to answer any general questions about the process.

It is also important for you to know what this meeting is NOT about, and what kind of questions I won’t be able to answer during the discovery process. 

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It is important for you to understand that I am a financial planner, investment adviser, and most importantly, a fiduciary.  As a provider of comprehensive plans, we take a holistic approach to recommendations, based upon overall goals.  It is an extremely thorough process.  The thoroughness is important to the success of a plan.  We take your entire situation into account.  As such, we have learned that no individual transaction, investment, or tax strategy exists in a bubble.  Every detail fits together like a puzzle.

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What this means is that without following my process and full analysis, I will not look at your current portfolio and tell you if you can retire, or which accounts to draw down first.  There are too many pieces to your financial puzzle for me to isolate advice.  We can certainly talk about your concerns and suspicions to see if it warrants planning.

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Also, since nothing exists in a bubble, we will not be making individual investment recommendations during a discovery meeting.  As an investment advisor and fiduciary, without the financial plan, it would be irresponsible to offer a product solution without thorough analysis.  Although we do have a full range of investment vehicles available, it is understood that we will only initiate such transactions after comprehensive financial planning or investment planning utilizing managed portfolios. 

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We realize that our planning process is not for everybody, and that is okay.  That is often why we have that first complimentary meeting.  It is really a time for us to just get to know each other and see if it is a fit based on everything we have shared so far.  If you have a retirement situation or a financial need, we encourage you to reach out to us.  We can ask you some questions to help you determine if planning is a good fit. We can begin this process by you clicking the Book Now Button located on the left-hand side.

 

Thank you for your interest in KSL Financial, LLC and we look forward to possible doing business with you if you decided that we are a good fit.